10 Effective Ways to Deal with the Ongoing Labor Shortage

Call it the Great Resignation. Call it the Big Quit. Call it a big issue you have to deal with. Whatever you call it, the ongoing labor shortage triggered by the COVID-19 pandemic is putting retailers and other businesses in a bind. There are more jobs to fill than...
Small Business Startups Are Booming!

Small Business Startups Are Booming!

Here’s an unexpected side effect of the COVID-19 pandemic. Apparently the number of small business startups is growing at a rapid clip. According to business formation statistics from the Census Bureau, more than 5.4 million applications to start new companies...
Cash Down, Credit and Electronic Payments Up

Cash Down, Credit and Electronic Payments Up

It appears that the COVID-19 pandemic had a significant impact on how people pay for goods and services. According to the Atlanta Fed’s 2020 Diary of Consumer Payment Choice, the use of cash for payments dropped substantially in 2020, offset by a rise in...
10 Effective Ways to Protect Against Card Testing Fraud

10 Effective Ways to Protect Against Card Testing Fraud

There’s a new type of credit card fraud that seems minor on the surface but is growing into a major issue. It’s called card testing fraud and it could affect you – big time. What is Card Testing Fraud? Card testing fraud occurs when someone comes into...
Dick Carbone

Dick Carbone

Dick Carbone Dick Carbone CEO Founder and current 50% owner of Higher Standards, Inc. Prior to Higher Standards, Dick spent twenty-two years in the restaurant industry. He personally owned four restaurants and sold an additional 30 franchises in five states. In...