Credit Card Processing

Accept all types of payments

Higher Standards enables you to accept all types of payments, including:

• Traditional magnetic stripe credit and debit cards
• EMV chip cards
• NFC-enabled cards
• App-based payments
• EBT cards for government benefits
• Fleet cards for petroleum purchases

Our solutions let you accept transactions with both signature and PIN-based approvals. We also offer solutions that enable you to accept traditional and electronic checks, as well as direct ACH bank withdrawals.

Accept payments anywhere

Our payment processing solutions let you accept payments in person or online:

• In-store via a traditional card reader
• In the field with a mobile card reader
• Online via a payment gateway on your website
• Over the phone or mail order via a software-based virtual terminal

We also have solutions that tie into your existing point-of-sale (POS) system and terminals. Ask us for more details regarding your specific needs.

Affordable pricing

Every business is different. Higher Standards works with you to provide the lowest possible processing rates for your business. We offer competitive and customized processing plans with pricing you can depend on.

Expert support

Most of the time our processing solutions work perfectly for both you and your customers. But when something goes wrong, you need help — and you need it fast.

Higher Standards provides quality customer support from an experienced staff of Minnesota-based experts. No endless phone trees and promised call-backs that never happen. At Higher Standards, your needs are handled by real people in real time.

With nearly $2 billion in annual transactions, Higher Standards combines the stability of a large processor with the heart and soul of a small business. We’ve been providing personalized processing solutions for more than 15 years, and have more than 4,000 satisfied clients. That’s the Higher Standards difference — payment solutions with integrity.

Safe and secure processing

Customers are concerned about their privacy and the security of their data. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. All of Higher Standard’s processing solutions meet all PCI DSS standards and ensure that you and your customers are protected from credit card fraud. We keep your data safe.

Find the right solution for your business

Higher Standards provides a wide variety of  merchant payment processing solutions to satisfy the needs of your particular business. Our solutions not only make processing quick, easy, and affordable, they help you increase customer retention, grow customer loyalty, and improve customer satisfaction.

Contact one of our expert advisors to learn more about how Higher Standards can improve your payment processing – and save you both time and money!

Choose the best terminal or POS solution for your processing needs