Our Team

Our Management Team

Higher-Standards-Credit-Card-Processing-Minnesota-Management-1Dick Carbone, CEO

Dick is the founder, CEO, and current 50% owner of Higher Standards, Inc. Prior to founding Higher Standards, Dick spent twenty-two years in the restaurant industry. In addition, Dick developed a sales organization with a sales force of over 5,000 independent representatives. Read more.

 

Higher-Standards-Credit-Card-Processing-Minnesota-Management-2Bill Ernst, President

Bill is 50% owner and President of Higher Standards, Inc. He became part owner in July, 2004, and took an active role in the day-to-day with the company in March, 2005. Prior to joining Higher Standards, Bill was a Vice President at TCF Bank Minnesota, responsible for portfolio acquisitions and sales. Read more.

 

Higher-Standards-Credit-Card-Processing-Minnesota-Management-3John Wadsworth, Chief Marketing Officer

Before joining Higher Standards, John spent 20 years in the residential mortgage industry, where he was founder and President of Minnesota Home Mortgage, Inc. Prior to that he was a Captain in the U.S. Army, Production Control Manager at Control Data, General Manager at City Pages Newspaper, and real estate broker. Contact John at john@higherstandards.net. Read more.

 

Higher-Standards-Credit-Card-Processing-Minnesota-Management-4Randy Wojta, Chief Operating Officer

Randy joined Higher Standards, Inc. in 2009 as the company’s National Sales Director. Prior to that, Randy owned several traditional businesses, as well as a consulting business that specialized in developing national sales organizations for the direct sales industry. Randy has built multiple national and international sales organizations with independent representatives numbering in the tens of thousands. Read more.

Scott Timmerman, Vice President of National Sales

Scott has over 20 years of experience in merchant service and mobile marketing, with 14 years dedicated to corporate and commercial banking clients. At Higher Standards he provides financial and marketing solutions to small business, middle market, and large corporate clients, including retail, restaurant, B2B, government, and non-profit organizations. Contact Scott at scott@higherstandards.net. Read more.

 

Sherry Miller, Office Manager

Sherry joined the Higher Standards family in 2007. She manages Higher Standards’ team of office employees and provides quality customer service to our merchants and expert advisors. Sherry also works with pricing analysis and is the company’s resident statement expert. Read more.

 

Our Expert Advisors

John Wadsworth

John Wadsworth

Higher Standards CMO

Phone number: 952.215.6196
Fax number: 952.736.1701
Email: john@higherstandards.net

Scott Timmerman

Scott Timmerman

VP of National Sales

Phone number: 763.228.5169
Fax number: 866.248.4263
Email: scott@higherstandards.net

Chris Hauble

Chris Hauble

Senior Sales Consultant

Phone number: 952.261.5638
Fax number: 952.736.1701
Email: chris_hauble@hotmail.com

Susan Armfield

Susan Armfield

Senior Account Manager

Phone number: 612.386.9599
Fax number: 952.953.9530
Email: susan@uslink.net

Paul Erdal

Paul Erdal

Payment System Consultant

Phone number: 320.296.6005
Fax number: 612.257.9955
Email: paul@higherstandards.net

Jim Hatzenbuhler

Jim Hatzenbuhler

Business Development

Phone number: 612.369.5048
Email: jim@higherstandards.net

Michelle Perron

Michelle Perron

Business and FI Consultant

Phone number: 651.983.4375
Fax number: 651.304.1316
Email: mperron@higherstandards.net

Mark Gebhard

Mark Gebhard

ePayment Architect

Phone number: 952.240.2500
Email: mark7@higherstandards.net

Laurie Gaikowski

Laurie Gaikowski

Sales Associate

Phone number: 952.334.4857
Fax number: 952.736.1701
Email: laurie@higherstandards.net

Mark Anderson

Mark Anderson

Sales Consultant

Phone number: 763.458.5484
Fax number: 888.340.4248
Email: mark@mytyda.com

Carol Sutton

Carol Sutton

Account Representative

Office: 952.512.1300
Toll Free: 888.612.2222
Fax number: 952.512.1200
Mobile: 612.618.8080
Email: carol@inamerica.com

Dale Jacobson

Dale Jacobson

Account Representative

Phone: 414.897.3500
Email: dalej@higherstandards.net

Chris Lambert

Chris Lambert

Sales Representative

Phone Number: 330.621.8488
Email: chris.l@higherstandards.net

Nikki Norton

Nikki Norton

Sales Representative

Phone number: 612.803.1855
Fax number: 612.203.3100
Email: nnorton@higherstandards.net

Matt Sprung

Matt Sprung

Account Manager

Cell number: 239.209.4143
Office number: 952.736.1700
Fax number: 952.736.1701
Email: mattsprung@higherstandards.net

Gregory A Hayes

Account Manager

Phone: 941.914.4734
Email: greg@higherstandards.net

Joseph Augedahl

Sales Representative

Phone number: 507.282.5373
Fax number: 507.282.5373
Email: joeaugedahl@gmail.com

Paul Moe

Sales Representative

Phone number: 507.282.5373
Fax number: 507.282.5373
Email: moezin57@gmail.com

JOIN OUR TEAM!

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Our company

Learn more about what Higher Standards does, and why.

Our team

Meet the Higher Standards management team and our network of expert advisors.

Join our team

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Our GIVE BACK program

Learn how your company’s payment processing can support your favorite church or non-profit.

Credit card processing

Choose the best and most affordable processing solutions for your business.

Ecommerce processing

Grow your business with safe and affordable online payments.

B2B payment processing

Realize significant savings on Level 3 transactions with other businesses.

Electronic check & ACH payments

Accept electronic check and ACH payments quickly and securely.

Merchant cash advances

Tap into future credit card sales to gain access to working capital today.

Gift cards & loyalty cards

Offer gift cards and loyalty cards online and at point of purchase.

Processing for K-12 schools

Accept credit and debit cards for school meals, events, and fundraisers.

Give Back Gateway for non-profits

Software and processing that let churches and non-profit organizations accept online donations.

HS PayBridge

Integrated payment solution for city and state governments, school districts, childcare centers, athletics, and more.

Terminals

Traditional credit card terminals to manage payments for any type of business.
Clover Kiosk

Kiosks

Kiosk hardware for self-service ordering and payment.

POS systems

Complete point-of-sale systems to help you manage your entire business.

Virtual terminals & shopping carts

Virtual terminals that run on your own computers, plus shopping carts for ecommerce.